Articles about financial independence, resilience, agency, and the choices available in work and life.https://harlanlandes.com/https://harlanlandes.com/articles/how-much-retirement-can-4-percent-buy/https://harlanlandes.com/articles/how-much-retirement-can-4-percent-buy/The 4% rule depends on a retirement horizon and a spending plan. Research and my experience with financial independence show how much those assumptions deserve review.Sun, 04 Oct 2026 08:16:00 GMThttps://harlanlandes.com/articles/passive-income-in-retirement/https://harlanlandes.com/articles/passive-income-in-retirement/Passive income can help fund retirement, but the work behind it matters. A look at investments, rental property, and preparing your finances to run without your daily involvement.Wed, 30 Sep 2026 08:00:00 GMThttps://harlanlandes.com/articles/the-parts-of-work-i-want-to-keep/https://harlanlandes.com/articles/the-parts-of-work-i-want-to-keep/Financial independence gives me more choice about work. Family has changed how much of it fits, even when I enjoy the people and the purpose.Sat, 26 Sep 2026 04:00:00 GMThttps://harlanlandes.com/articles/why-im-building-momentum/https://harlanlandes.com/articles/why-im-building-momentum/Why I’m developing a community where people can work through financial independence decisions with others, using their own circumstances.Tue, 01 Sep 2026 04:00:00 GMT