Financial Independence Coach

Your Next Chapter Starts Here.

Expertise includes early retirement, debt elimination, business start-up and planning, career decisions, happy living, and self-actualization

You're ready to make a change.

Are you standing at the crossroads of life, ready to write the next chapter but unsure where to start? Maybe you’re feeling stuck in your career, striving for financial independence, or simply searching for happiness and balance. Whatever your goals — even if you don’t know what your goals are yet — Harlan will guide you with proven systems.

Why choose coaching?

Harlan has been writing and speaking about money, career planning, and life for twenty years, and millions have read his advice to take action to improve their lives. His own business successes have allowed him to retire early.

Some have had more barriers to wealth and happiness than others. That reality cannot be minimized. Harlan’s coaching involves systems that start with where you are today, where ever that may be, and end with where you want to be.

The beauty of coaching is these systems are made simple and enjoyable. Improving your life is not a series of tasks, but an exciting journey that offers amazing self-discoveries along the way.

Financial Independence Coaching includes insight...

... on money

Get out of debt, retire early, gain financial stability or independence, build generational wealth, engage in philanthropy...

... on business/career

Choosing a career path that aligns with your values and interests, starting and building a business, finding partnerships and resources...

... on life

Setting and achieving major life-long goals or the little goals in-between, finding happiness and satisfaction, discovering your best life...

Here's my story (the short version).

With my degree in music education in hand, I began teaching and working with non-profits. I found myself growing deeper in debt and without a plan.

I started getting interested in learning to manage my own money and started a website to track my progress. Soon, thousands of people joined to see my successes and failures.

This turned into one of the most successful independent topical websites about persona;l finance, and it helped me leave my day job and, not long after that, retire early, focus on other passions, and start a foundation.

Now I'm living the life I could have only dreamed about.

Here's a typical journey.


The first step is the introductory questionnaire. This is a great way for me to get a good idea of where you are and where you want to be — but if you don’t have all the answers, that’s okay!


The first session will focus on our goals and direction for the program. We will evaluate your strengths, weaknesses, desires, and successes so far.


As the sessions continue, we will develop bespoke systems to guide your progress to life-changing results in the areas that are important to you.

Part of you is ready for change.

Let's begin this journey together.

Limited slots are available for those who are ready for the path towards a profound transformation.