The writing archive

Articles

I write about financial independence, work, and the decisions money affects. Start with my view of financial independence, or read the latest articles below.

Articles

Harlan Landes / Articles

Harlan Landes / Article2026

Financial Independence

How much retirement can 4% buy?

From the writing archive

The 4% rule depends on a retirement horizon and a spending plan. Research and my experience with financial independence show how much those assumptions deserve review.

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Harlan Landes / Article2026

Financial Independence

Will the income keep coming when you stop working?

From the writing archive

Passive income can help fund retirement, but the work behind it matters. A look at investments, rental property, and preparing your finances to run without your daily involvement.

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Harlan Landes / Article2026

Work & Life

The parts of work I want to keep

From the writing archive

Financial independence gives me more choice about work. Family has changed how much of it fits, even when I enjoy the people and the purpose.

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Harlan Landes / Article2026

Financial Independence

Why I’m building MOMENTUM

From the writing archive

Why I’m developing a community where people can work through financial independence decisions with others, using their own circumstances.

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